New Delhi: Punjab National Bank (PNB) has set a deadline of November 30, 2025, for its customers to complete their Know Your Customer (KYC) updates. Bank customers, government employees, and pensioners must complete the required KYC updates before then.
In addition, November 30th is the central government’s cut-off date for switching from the National Pension System (NPS) to the Unified Pension Scheme (UPS) and the deadline for pensioners to submit their annual life certificate.
November 30th is the deadline for PNB customers.
PNB has issued a strict reminder to customers to complete their KYC updates by November 30, 2025. Account holders whose KYC renewals were due by September 30, 2025, have been given a November 30th deadline.
In accordance with Reserve Bank of India (RBI) regulations, PNB has clarified that non-compliance with these rules may result in account operations being suspended. Customers can update their details through various methods, including PNB ONE, internet banking, registered email, post, WhatsApp, SMS, or by visiting any branch. Punjab National Bank emphasized that timely completion of KYC ensures identity verification, prevents misuse of accounts, and facilitates secure financial transactions.
Deadline for Submitting Life Certificate
The last date for pensioners to submit their annual life certificate is also November 30th. Government departments, banks, and digital platforms have simplified this process through online submission, doorstep banking, life proof, and biometric verification facilities. If pensioners fail to submit their life certificate by November 30th, their pension may be temporarily suspended. However, it will resume upon submission of the life certificate, and the suspended pension will also be released.
Deadline to Switch from NPS to UPS
Furthermore, the deadline for eligible central government employees to switch from NPS to UPS is November 30th. Following requests from numerous stakeholders, the central government has extended this deadline for the second time, following the previous cut-off dates of June 30th and September 30th.
The Finance Ministry stated that recent reforms to the Unified Pension Scheme (UPS), including improved benefits and tax advantages, have prompted employees to request more time to evaluate their options. However, the November 30th deadline is expected to be extended for the final time.
